Our Services
Our wide range of mortgage solutions is designed to meet your unique needs, whether you’re a first-time homebuyer, a veteran, or looking to invest. Explore our services below.
Conventional Loans
Start your homeownership journey
Shaikh It Up Mortgages offers a variety of conventional loans to cater to the needs of different homebuyers. These loans are the cornerstone of traditional mortgage financing, offering flexibility and a simple application process.
Fixed-Rate Mortgages
Our fixed-rate mortgages provide the security of consistent monthly payments, making it easier to manage your budget.
Adjustable-Rate Mortgages (ARM)
For those who prefer flexibility, our ARMs offer lower initial interest rates that adjust over time based on market trends.
Jumbo Loans
When your dream home exceeds the standard loan limits, our jumbo loans offer the additional financing you need for luxury properties. Our conventional loans are designed to help you achieve homeownership with confidence and ease.
FHA Loans
Accessible homeownership
Ideal for first-time homebuyers and those with limited financial resources.
Low Down Payment
FHA loans typically require a lower down payment, making them accessible to those who might not have substantial savings.
Lenient Credit Requirements
FHA loans accommodate borrowers with less-than-perfect credit, making them a viable option for those working to rebuild their credit.
Government Backing
FHA loans are backed by the government, adding an extra layer of security for both lenders and borrowers. Shaikh It Up Mortgages is committed to helping individuals achieve the dream of owning a home with our FHA loan options.
Non-QM Loans
Flexible solutions for unique situations
Shaikh It Up Mortgages offers Non-QM (Non-Qualified Mortgage) loans to cater to the unique needs of investors and primary residence buyers with non-traditional scenarios.
Investor Loans
Designed for real estate investors, these loans offer flexibility in income verification and credit criteria.
Primary Residence Loans
For those with unconventional income sources or credit histories, our Non-QM loans for primary residences make homeownership possible. Shaikh It Up Mortgages provides flexible solutions where traditional financing may not be suitable, ensuring your unique circumstances don’t stand in the way of your homeownership or investment goals.
Refinancing Loans
Optimize your mortgage
At Shaikh It Up Mortgages, we recognize that financial situations change, and we offer Refinancing Loans to help you optimize your mortgage terms.
Lower Interest Rates
Refinance your existing mortgage to secure a lower interest rate, potentially reducing your monthly payments and overall interest costs.
Cash-Out Refinancing
Tap into your home’s equity for major expenses, such as home improvements, education, or debt consolidation, with our cash-out refinancing options.
Term Adjustment
Shaikh It Up Mortgages provides flexibility in adjusting your mortgage term, allowing you to align it with your current financial goals and timelines. Our Refinancing Loans empower homeowners to take control of their financial future by optimizing their mortgage terms.
USDA Loans
Affordable rural and suburban financing
Shaikh It Up Mortgages offers USDA loans for rural and suburban homebuyers seeking affordable financing options.
Zero Down Payment: Purchase a home with no down payment.
Low Interest Rates: Secure affordable financing for homes in eligible rural areas.
Income Eligibility: Opportunities for individuals and families with moderate incomes to qualify.
VA Loans
Honoring our veterans
Shaikh It Up Mortgages is proud to offer VA loans, a specialized financing solution for veterans, active-duty service members, and eligible surviving spouses.
No Down Payment Requirement
VA loans often allow eligible borrowers to purchase a home with no down payment, making it easier to become a homeowner.
Competitive Interest Rates
Enjoy competitive interest rates, ensuring that veterans and military personnel get favorable financing terms.
Flexible Credit Criteria
VA loans generally have more lenient credit requirements, providing opportunities for those with varied credit histories. At Shaikh It Up Mortgages, we honor the service of our veterans and military members by helping them achieve their homeownership dreams.
Bank Statement Loans
Simplifying Qualification
Shaikh It Up Mortgages offers Non-QM (Non-Qualified Mortgage) loans to cater to the unique needs of investors and primary residence buyers with non-traditional scenarios.
Investor Loans
Designed for real estate investors, these loans offer flexibility in income verification and credit criteria.
Primary Residence Loans
For those with unconventional income sources or credit histories, our Non-QM loans for primary residences make homeownership possible. Shaikh It Up Mortgages provides flexible solutions where traditional financing may not be suitable, ensuring your unique circumstances don’t stand in the way of your homeownership or investment goals.
P&L Loans
Tailored for business owners
At Shaikh It Up Mortgages, we recognize that financial situations change, and we offer Refinancing Loans to help you optimize your mortgage terms.
Lower Interest Rates
Refinance your existing mortgage to secure a lower interest rate, potentially reducing your monthly payments and overall interest costs.
Cash-Out Refinancing
Tap into your home’s equity for major expenses, such as home improvements, education, or debt consolidation, with our cash-out refinancing options.
Term Adjustment
Shaikh It Up Mortgages provides flexibility in adjusting your mortgage term, allowing you to align it with your current financial goals and timelines. Our Refinancing Loans empower homeowners to take control of their financial future by optimizing their mortgage terms.
Have questions about the mortgage process?
Let’s have a conversation.
All consultations are NO CHARGE and NO OBLIGATION
Reverse Mortgage
Access your home’s equity
Shaikh It Up Mortgages offers Non-QM (Non-Qualified Mortgage) loans to cater to the unique needs of investors and primary residence buyers with non-traditional scenarios.
Investor Loans
Designed for real estate investors, these loans offer flexibility in income verification and credit criteria.
Primary Residence Loans
For those with unconventional income sources or credit histories, our Non-QM loans for primary residences make homeownership possible. Shaikh It Up Mortgages provides flexible solutions where traditional financing may not be suitable, ensuring your unique circumstances don’t stand in the way of your homeownership or investment goals.
Self-Employed Loans
Supporting Entrepreneurs
At Shaikh It Up Mortgages, we recognize that financial situations change, and we offer Refinancing Loans to help you optimize your mortgage terms.
Lower Interest Rates
Refinance your existing mortgage to secure a lower interest rate, potentially reducing your monthly payments and overall interest costs.
Cash-Out Refinancing
Tap into your home’s equity for major expenses, such as home improvements, education, or debt consolidation, with our cash-out refinancing options.
Term Adjustment
Shaikh It Up Mortgages provides flexibility in adjusting your mortgage term, allowing you to align it with your current financial goals and timelines. Our Refinancing Loans empower homeowners to take control of their financial future by optimizing their mortgage terms.
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We’re Here to Help!
At Shaikh It Up Mortgages, we understand that navigating the mortgage process can seem daunting. Whether you’re buying your first home, refinancing, or just have questions about the process, we’re here to provide the answers and support you need.
Feel free to reach out to us with any inquiries or to schedule a consultation. Our team is dedicated to providing you with expert advice and tailored solutions to help you achieve your homeownership goals.
Contact us today to start your journey to homeownership!
- Phone: 512.484.1720
- Email: [email protected]
We look forward to hearing from you and helping you secure your home!
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINTED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
Summera Shaikh, Mortgage Broker Owner NMLS #1990428 | SHAIKH IT UP MORTGAGES NMLS #2551955 | 6504 Velvet Leaf Lane Buda, TX 78610
