Closing Costs

Plan for the cash to close.

Texas-typical estimates by loan type and credit tier. Real numbers come on your Loan Estimate.

Estimated closing costs

$12,789

Total cash to close

$52,789

Includes $40,000 down

Lender fees

$3,000

  • Origination$1,800
  • Underwriting$1,200

Third-party fees

$4,190

  • Appraisal$600
  • Title insurance & settlement$2,800
  • Survey$550
  • Credit report$65
  • Recording$175

Prepaids & escrow

$5,599

  • Property tax escrow (3 mo)$1,800
  • Insurance (1 yr + escrow)$2,800
  • Prepaid interest$999

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These calculators provide estimates for educational purposes only and do not constitute a loan offer or commitment to lend. Actual rates, payments, and qualification depend on a full review of your credit, income, assets, and the subject property.

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