Refinance
Does a refi actually pay off?
We model the full picture: savings, closing costs, and how long you plan to stay.
Likely worth it
You'd save $430/mo and break even in month 13.
New monthly P&I
$1,970
Monthly savings
$430
Net savings over 7 yrs
$30,595
Want a real refi quote with current rates?
Talk to SummeraThese calculators provide estimates for educational purposes only and do not constitute a loan offer or commitment to lend. Actual rates, payments, and qualification depend on a full review of your credit, income, assets, and the subject property.